Workers' Comp - What You Should Know

workers comp

WHAT YOU NEED TO KNOW ABOUT WORKERS’ COMP

Workers’ Compensation was instituted in the early 20th century to ensure that employees received just compensation and rehabilitation for injuries sustained on the job. All 50 states currently have workers’ compensation programs, but the details of these programs vary widely from state to state. South Carolina’s workers’ compensation program was created in 1935 and has seen many changes since it’s inception. Here’s what you need to know about Palmetto State’s current workers’ compensation law:

Who is covered?

  • In general, the state of South Carolina requires any business that employs four or more people (full or part-time) to maintain workers’ compensation insurance for its employees.
  • Notable exceptions to this rule include agricultural workers, railroad employees, real estate salesmen, and businesses whose annual payroll is less than $3,000. For a complete list of exemptions, please see the South Carolina Workers’ Compensation Law.

What is covered?

  • South Carolina’s Workers’ Compensation Act covers injury, disfigurement, permanent disability, certain “occupational diseases,” and death.
  • Mental injury or illness is not typically covered.

What type of compensation is awarded?

  • A worker who is injured on the job in the state of South Carolina can expect to be compensated for the cost of medical treatment and lost wages.
  • Additional compensation is provided to workers who have sustained injuries causing permanent disability, disfigurement, or loss of life.
  • The amount of compensation awarded for lost weekly wages is determined by the workers’ average weekly pay.
  • Workers’ are eligible to receive compensation equal to 2/3 of their average weekly pay as long as this amount does not exceed the State’s average weekly wage, currently set at $766.05.
  • The length of compensation is determined by the type of injury sustained.

At Lewis Law, we understand that an injury that puts you out of work can be devastating. If you have been injured on the job, it is important that you know your rights and takes action promptly. Lewis Law Firm has helped numerous clients receive the compensation and medical benefits they need and deserve. If you or a loved one have been injured or killed as a result of an on-the-job accident, contact us today for a free consultation.

Disclaimer: The information provided on this site is not intended to provide legal advice. You should consult an attorney for your particular situation. If you would like to speak with one of the experienced workers compensation attorneys at Lewis Law Firm, please contact us for a free consultation.

Categories: